Riding Rules & Licenses
Should Tourists Buy Motorbike Insurance in Vietnam?
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Should tourists buy motorbike insurance? In Vietnam the short answer is usually yes — optional motorbike bodywork insurance can reduce repair costs for damage to the rented bike’s bodywork. It does not cover rider injuries or medical expenses. Renting a motorbike in Vietnam is one of the best ways to explore the country. You have freedom. You move at your own pace. You can stop anywhere you like. But many travelers ask the same question before riding:
“Do I really need motorbike insurance in Vietnam?”
As someone who works with travelers every day in Hoi An, my answer is simple:
Yes — it’s a smart choice, especially for tourists.
Why Riding in Vietnam Is Different
Vietnamese roads are not dangerous, but they are very different from what most tourists are used to.
- Traffic is busy.
- Scooters are everywhere.
- Cars, bicycles, pedestrians, and animals often share the same road.
- On top of that, the weather changes quickly.
- A sunny ride can turn into rain in just a few minutes.
Even experienced riders can get surprised here — and most problems are not big accidents, but small things:
- A scratch while parking
- Slipping slightly on wet roads
- A small collision in slow traffic
These situations are common, especially for first-time riders.
What Motorbike Insurance Actually Does
- Motorbike insurance does not make you a better rider.
- It does not mean you expect something bad to happen.
At Anh Khoa, this optional insurance covers the rented motorbike’s bodywork only, subject to the rental agreement. It is separate from personal travel insurance and compulsory third-party liability insurance.
- Help with covered motorbike bodywork repair costs
- Clear guidance when the rented motorbike’s bodywork is damaged
- Confirm the scope and exclusions before riding
For tourists, peace of mind is more important than anything else.
You are here to enjoy your trip — not to worry about costs or repairs.
How Much Does Motorbike Insurance Cost?
In Hoi An, motorbike insurance usually costs around:
- 50,000 VND per day
That is less than the price of a coffee and a snack.
For a small daily cost, you get:
- Confidence on the road
- A more relaxed riding experience
- Freedom to focus on the journey, not the risk
Who Should Definitely Get Insurance?
Motorbike insurance is highly recommended if:
- It’s your first time riding in Vietnam
- You plan to ride for several days
- You ride during the rainy season
- You explore beaches, villages, or rural roads
- You simply want a stress-free holiday
Even confident riders often say they feel much better knowing the scope of their motorbike bodywork cover.
Riding in Hoi An: Enjoy It the Right Way
Hoi An is perfect for riding slowly.
If you are renting locally, our guide to renting a motorbike in Hoi An explains what is included, and riders without a full licence should read what you can legally ride — because motorbike insurance is usually void if you ride without the correct International Driving Permit.
- Quiet village roads.
- Rice fields.
- Beaches like An Bang and Ha My.
The best way to enjoy Hoi An is not by rushing — but by riding calmly and feeling comfortable on the road.
Is it safe to ride a motorbike in Hoi An? With quiet roads and a relaxed pace, many travelers find it one of the easiest places in Vietnam to ride.
Rent Your Ride with Peace of Mind
If you’re looking to rent:
- a motorbike
- an electric motorbike
- an e-bike
- or a bicycle in Hoi An
Bikes Rental
You can easily check options and ask about motorbike bodywork insurance at hoianit.com.
Exploring Hoi An and Central Vietnam? Rent a motorbike in Hoi An from Anh Khoa — 300+ well-maintained bikes, free hotel delivery, 24/7 roadside support. The smartest way to discover everything the region has to offer.
More Bike Options in Hoi An
E-Bike · No license
Pick your ride in Hoi AnChọn xe cho chuyến đi Hội An
Scooters, electric bikes and bicycles from one shop in the Old Town — delivered to your hotel, helmets and roadside help included.Xe máy, xe điện và xe đạp — giao tận khách sạn, kèm hai nón bảo hiểm và hỗ trợ dọc đường.
Not sure which one fits? Message us on WhatsApp and we’ll recommend a bike for your plans.
Chưa biết chọn xe nào? Nhắn Zalo 0935 439 306, tụi mình tư vấn theo lịch trình của bạn.